Malaysia boom with Chinese investment.

I guess you can say thats the power of chinese money. Having travelled to malaysia a lot in the last few years. We can really see the difference in the property market especially at Johor Bahru, nearing to Singapore. 

The amount of top end condominium development and high end service provider has been increasing so as to meet the demand driven by investment pouring in from china. 

A recent trip to china shows how well malaysia is promoted there in a bid to drive the local chinese to buy a 2nd or 3rd home in malaysia as a investment with their main draw being the close proximity to Singapore whom many still view as a location to visit or live in when they are rich.

So there you have it. A economy that is booming with the help of chinese money that Singapore has missed out on.

Malaysia's economy grew by 5.6 per cent in the first quarter of 2017, its fastest pace in two years, beating expectations by economists who had forecast growth of between 4.8 to 4.9 per cent. Credits: Malaysia's economy grows 5.6% in Q1, fastest pace in 2 years


Macron win: a win for globalization?

Got to agree with this. With brexit and America nationalist/protectionist outlook, it is a breather to know that someone whom is pro-globalization has won an election.

While it is hard to say which is right or wrong as this would only be determined in history in the future, what i feel we should rely on is what has brought our society to where it is so far.

SINGAPORE – Pro-European centrist Emmanuel Macron's victory in the French presidential election has brought hope to France, Europe and the world that openness and tolerance can defeat extremism, said Deputy Prime Minister Tharman Shanmugaratnam on Monday (May… Credits: Macron’s win in France election brings hope to the world: Tharman


Price of living in Singapore vs that of US cities

Looking at this and feeling darn the price of property in Singapore is so damn high. In fact, the price of living here is really choking me up. 

If the predicted increase of COE is coming than i guess i am stuck with the public transport. Not that it is bad but honestly avoid the peak hours. It is just too dam packed during that timing. Beside that the system is good.


Being able to afford a piece of your favorite city can depend on your job. ​

 Credits: This Is the Salary You Need to Buy a House in 12 Major Cities


A dip in Singapore economy expected? But how deep?

When news such as retrenchment and low growth 0.2% (which is “better than the flat growth predicted in the advanced estimates last month.” – as quoted from the bottom article by today.) You know the economy is going to get a beating soon. I mean this is something most of us on the ground can already feel but such reports just kinda makes it more official.

As i am typing this, i have a few friends whom would be worrying about their job as their company has already annouced plans for retrenchment (and yes they have been working for the company since graduation or approx 20 years). I have friends whom are breathing a sign of relieve as he knows he should be save as his all the other 4 senior member of his team of 5 has been retrench bar him. 

Yes the down turn is obviously on the card but just how bad would it be this time? The last time this happened i was hiding safely in the hands of a govt link company. Now being in the private sector it does gives me the jitters.

retrenchmentSINGAPORE – While layoffs are inevitable as companies restructure, they should consider alternative ways of managing excess manpower, such as redeploying workers, having a shorter work week and a flexible wage system, before turning to retrenchment as a last… Credits: Retrenchment should be last resort, companies told

retrenchmentSINGAPORE – The Singapore economy grew 0.2 per cent on a quarter-on-quarter seasonally-adjusted annualised basis for the first quarter, due to an unexpected surge in manufacturing as the services sector contracted worse-than-expected. The performance was… Credits: Singapore economy grew 0.2% q-o-q for Q1


A quick guide to starting a business in Singapore

Many times i have friends asking me about setting up a business in Singapore. Often my reply is that Singapore is a easy place to start up a business. All you have to do is head to http://www.acra.gov.sg/ and register a business online or head down to the branch at tanjong pagar. 

For company bank account opening, it is slightly more complicated due to the paperwork which you have to prepare for the bank. The article below should answer any question on that.

Business owners in Singapore have a lot of options when opening a business bank account. Financial institutions offer many useful features that can help a business conveniently and efficiently manage their money. These include foreign currency and multi-currency accounts, business insurance, trade finance services,treasury and market services, liquidity management services, accounts payable services, credit cards, check books and internet banking.




With this i hope it helps any wanna be start ups in their business registration.

Ps: Sole prop basically means starting your business in your own name. Less paper work less hassle. Private Limited do scare many new entreprenurs but all it means is more account to be done but the business is recongnise as a seperate entitiy from you in the eyes of the law. For example: under sole prop you are the owner not an employee but under Pte Ltd you can register yourself as a employee.


Oil fell despite lower US drilling activity

Oil price has fallen again! Several of my friends and myself have concluded over a cup of coffee that the economy is likely to dip furthur next year. 

Really planning to sit tight onto cold hard cash and try and make the most out of this. Good luck to all the investors out there :)


SINGAPORE – Oil prices dropped in Asian trading hours on Monday despite a fall in U.S. drilling activity for the fourth straight week, with analysts pointing to a poor economic growth outlook as the main reason for low crude prices. China's August industrial…
source: http://www.todayonline.com/business/oil-prices-fall-slowing-global-economic-growth-outlook


HDB Sales Decline

Yet another decline in HDB sales in the Singapore market which can only mean good news for couples whom are looking to buy their flat fast. With more interest on Exective Condo by those that can afford it and all the cooling measure, this can only mean better news ahead for flat buyers. 

HDB's flash estimate of Q2 2014 Resale Price Index (RPI) is 196.0, a decline of 1.3 percent over Q1 2014 and this marks a price drop for fourth consecutive quarters. In a statement, PropNex said the falling resale prices can be due to various government measures to cool the public housing market, such as reducing the Mortgage Servicing Ratio (MSR) cap of 30 per cent and the maximum loan term of 25 years for HDB mortgage loans. The three-year wait before new PRs can buy resale flats, and allowing singles to buy two-room BTO flats in non-mature estates are also likely to be contributing factors, and these measures work in tandem to reduce the resale demand.



Toiletbowl choke: What you should do.

Found this article on choke toilet bowl that i belive would be useful for anyone. Learned how to deal with a choke the hard way as i continued flushing even when the water refuse to subside. This resulted in a very messy situation at the end. Read below for the full article:


A toiletbowl choke or clog can be a rather embarrassing and highly inconvenient problem to deal with. With some clogs, the level of the water inside the toilet bowl will rise dangerously close to the overflow point, but eventually, the toiletbowl’s contents will go down the drain.

This may continue on with each flush until the choke is dealt with. Other types of clogs may result in water and waste from the toiletbowl seeping out onto the floor, and the toilet may continue to run and cause a watery mess in your home until water leading to the toilet is turned off.

Understanding how to deal with a toiletbowl choke is a necessity for any homeowner or renter.

Turn Off the Water

As a first step, you should immediately shut off the water main that leads to the toilet. Generally, this is accomplished by turning a little knob located on the wall behind the toilet. By turning this knob, you will stop the flow of water into the toilet. This will in turn stop additional water from pouring out of the toilet bowl. You should also take steps to clean up water on the floor before attempting to fix the toilet. This can prevent water damage from affecting your home.



Luxury Yatch i Wish To Retire In

Sure pays to be rich. How i wish i had the cash to blow and just buy a yatch like this to live in when i retire. Lovely design i must say.

Have you ever wondered what it would be like to wander around inside a plush luxury yacht? Well, this is your lucky day. We’ve got a gallery of luxurious yacht interiors that will leave you wondering why the owners of these vessels would ever set foot on dry land. We start off with an in depth look at a two and a half deck single model 130 Sport Yacht…The main saloon of this yacht has been meticulously designed to be a stunning entertaining space.The yacht is a great place for guests, offering vast relaxation areas and even a bar.Amazingly, the dining area onboard can seat up to ten guests with ease.Under-bed lighting illuminates the floor area of the generous bedroom suites.A large shower and twin basin vanity furnishes the sophisticated bathroom.There’s even room for a gym to keep the owners in shape whilst out at sea.The sleek kitchen offers up high-end appliances and a layout large enough for more than just one chef to work their magic.A comfortable breakfasting area has built-in banquette seating.It’s even possible for buyers of this yacht to work with the designers in order to create a more personalized interior decor scheme, like the serene powder blue vision above.Moving on to some other tempting homes on the waves, this one with an open plan lounge diner.Look at the feature headboard in this example; extruded blocks gain added depth and drama from border lighting.Another huge dining suite provides opportunity for at sea social events.Dramatic dark décor surrounds this leather bedstead.A granite floor, countertop and shower wall gives this bathing space a sense of style and expense.This bright and breezy bedroom décor offers up a different feel altogether in this serene yacht interior.The en suite bathroom is another light and welcoming space.For more regular updates from Home Designing, join us on Facebook. If you are reading this through e-mail, please consider forwarding this mail to a few of your friends who are into interior design. Come on, you know who they are! Related Posts: 30 Extendable Dining Tables A Serene California Wine Country Home Impeccable Plantation Style Estate 5.7 Billion dollar resort that houses a 55 story high infinity pool Yet Another Luxury Caravan Cars Parked Inside Homes: Pretty or Pretty Weird? Credits: Luxury Yacht Interior Design


Fall in price for resale private home in Singapore

Following years of increase in the Singapore property market, the price of flat has once again fallen by another 1%. This is after several policy set by the Singapore government to curb rising cost of buying a flat in Singapore.

This is definately good news for the singles out there whom are looking to get married and own their personal home soon:


Resale prices of private homes fall further 1% in April PUBLISHED: MAY 28, 1:35 PM SINGAPORE — Resale prices of completed non-landed private homes continued to fall last month, according to Singapore Residential Price Index (SRPI) flash estimates released today (May 28), with the sharpest declines seen in non-central areas. The SRPI, compiled by the National University of Singapore’s (NUS) Institute of Real Estate Studies, showed overall prices decreased by 1 per cent in April compared with the previous month, slowing from the revised 1.4 per cent decline in March. Prices of homes in the non-central region, excluding small units, led the decline, falling by 2 per cent last month, compared to the 1.1 per cent drop in March, the SRPI data showed. However, prices of homes in the central region stayed flat after falling 1.8 per cent in March.